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Documents necessary for a loan...

Required Documents

Documents necessary for a loan...

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The following tools and information is intended to aid you in the application process. Collectively, they will give you a better understanding of what you can expect from your Loan experience, and what you should have prepared to begin the process...

1. Required Documents <<<

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Required Documents For A Loan

Knowing what will be expected of you in advance is a powerful tool that should be utilized. This information will spare you a visit in person and will help us process your loan request that much faster.

  • Past two (2)years W-2 statements.
  • Pay Stubs covering the last (30) thirty days.
  • Most recent three months banks statements.
  • Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts.
  • Photocopies of any Stocks or Certificates of Deposits.
  • Copy of the Purchase and Sale Agreement.
  • If you are currently renting, either 12 months canceled rent checks or the name and address of your current landlord.
  • If divorced, a fully executed divorce decree.
  • For a refinance, a copy of the deed, and most recent tax bill.
  • A letter of explanation for any known credit problems.
    • For Self Employed borrowers, Employed in sales, Paid by commission, or Owns Rental Real Estate:
  • Two (2)Years signed personal Tax returns, including all schedules.
  • If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet.

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